Products

Insurance Products

Homeowners Insurance

Whether you live within the city limits or in an outlying small town or development, our rates are competitively priced. We offer a wide range of coverage enhancements including coverage on jewelry and guns.

Log Homes

If you are lucky enough to live in a log home, please call now ! We have the Most Competitive homeowners insurance in the state !

Mobilehomes

Once again, we can provide you with a comprehensive policy that is priced right ! Single wide, Double wide, and Triple wides are our specialty.

Auto

Whether it's a car, an SUV, a Pickup, or a Semi Tractor, we can provide you with insurance coverage and a premium that's sure to catch your eye - and not your pocketbook ! From big trucks, to little trucks, and everything in between ! Gravel Trucks are welcome ! Vans used by plumbers and electricians, and commercial vehicles of all types ... Call for coverage now !

Farm

Protect your farm and your lifelong investment with insurance from DeSmet Farm Mutual.... our #1 Farmowners provider.

Farm Liability and Umbrella

We write liability in conjunction with your Farm policy... we also write Farm Liability on acreages you own in South Dakota. The land does not need to have a building site ... Call for information !

Ranch

Protect your lifelong investment with insurance from DeSmet Farm Mutual ... A South Dakota based company that prides itself in providing comprehensive coverage at competitive prices.

Ranch Liability and Umbrella

We write liability in conjunction with your Ranch Policy... we also write Liability on land you own in South Dakota, even if it does not have a building site ... Call for information !

Renters Insurance and Dwelling Fire

If you rent a house or apartment, call for information and a quote. We can provide coverage, including Personal Liability, on your personal property.
If you own a Rental Unit, please call for a quote. We provide coverage, including Loss of Rent and Liability, for you as a landlord.

Boats

Competitive pricing on all makes, models, and HP ! Including boating equipment and boat trailers. Watercraft Liability is important and affordable.

Motorhomes

For the family on vacation, or the couple fleeing the cold and snow in the winter, we provide coverage for both circumstances !

Motorcycles

We have the MOST COMPETITIVE rates in South Dakota, Wyoming, and Nebraska. With thousands of satisfied clients, we offer service and easy payment plans. We insure your standard bike ... and ALL CUSTOM CHOPPERS !

Snowmobiles

For competitive rates and comprehensive coverage, our snowmobile rates can't be beat ! Call for information before the snow flies !

ATV'S

Yes, they're fun ! And if they ever leave your property, make sure they're insured and your liability protection is in place ... Call today for information !

Life Insurance

Whole life, Term Life, Annuities. Very affordable ! Provide for your family through life insurance. I wrote $250,000 Term life for a 27 year old for $175.00 a year ! That's affordable coverage !

Health

Coverage is written through Wellmark BlueCross/BlueShield of South Dakota. Health insurance is still affordable ... Surprised to hear that ? Well, call me and let's discuss it !

Medicare Supplement

We've got that too ! All plans available. I'm happy to visit with you concerning the plans and which might be a good fit for you.

Long Term Care

Not just for the elderly anymore ! We see more and more folks in their 50's buying long term care products.. now, they are affordable and must be purchased while you are in good health. Consider a 10-year "paid in full" plan while you're making a good income ... have your Long Term care Plan paid in full by age 65 !!

Group Health Plans

Written with South Dakota BlueCross/BlueShield. Let's set up an appointment and see what we can do for your business.

Disability

Designed to replace your income should you become temporarily or permanently disabled and unable to work. Affordable ! Call to find out more !